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meet richard gough

Welcome!

Healthy Personal Finances was created in 2013 to empower our clients to make smart financial decisions.

We do this by giving our clients the knowledge and tools they need to take control of their financial future and confidently take action. 

We're much more than just advisers though. We're here to educate, support, and empower our clients to live life on their own terms! 

Richard Gough is a self-confessed numbers nerd, father of two, and one-eyed Carlton Football Club supporter.
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Tell me and I forget, teach me and I may remember, involve me and I learn.
education & experience

Professional career

Richard has over 20 years experience in the accounting and financial services industry.

During that time he has refined his skills to become a specialist in investments, superannuation, and strategic tax advice.

Richard holds a Graduate Diploma of Financial Planning and is a practicing member of the Financial Advice Association Australian (FAAA).

Richard has been licenced to provide financial advice in Australia since 2013.
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Formal education will make you a living, self-education will make you a fortune.
our speciality

Areas of Advice

We are licenced to provide advice in the following areas.
  • Basic and Non-Basic Deposit Products
  • Superannuation and Self-Managed Superannuation Funds
  • Life Insurance Products
  • Standard Margin Lending
  • Securities and Managed Investment Schemes
  • Tax (financial) adviser
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Legal stuff

General Advice Warning

This website is published by Richard Gough (No 435801) of Healthy Financial Advice Pty Ltd trading as Healthy Personal Finances. Healthy Financial Advice Pty Ltd is a Corporate Authorised Representative (No 1265588) of Synchron Advice Pty Ltd (ABN 33 007 207 650), AFSL 243313.

The information contained in this website and any of the resources available through it including eBooks, fact sheets and seminars (‘Content’) has been prepared for general information purposes only and is not (and cannot be construed or relied upon) as personal advice.

No investment objectives, financial circumstances or needs of any individual have been taken into consideration in the preparation of the Content. Financial products entail risk of loss, may rise and fall, and are impacted by a range of market and economic factors, and you should always obtain professional advice to ensure trading or investing in such products is suitable for your circumstances.

Under no circumstances will any of Healthy Personal Finances, Synchron Advice Pty Ltd, its officers, representatives, associates or agents be liable for any loss or damage, whether direct, incidental or consequential, caused by reliance on or use of the Content.

This Content is restricted to Australian residents and is for the intended recipient only. From time to time, Healthy Personal Finances representatives or associates may hold interests in or transact in companies or products mentioned herein, and may receive fees or other benefits, in connection with the making of any recommendation or facilitating a transaction in such companies or products.