The Under 30s Financial Playbook

By Richard Gough

The plan your parents followed doesn't cut it anymore...

All they had to do was follow a simple formula; go to uni, get a good job, buy a house, and then retire a multimillionaire at age 65.

But the world today is very different to what it was 20 or 30 years ago...

Property prices in Australia are through the roof, most graduates walk out of uni with a massive debt before they've even started their careers, and the cost of living is spinning out of control.

It can all seem overwhelming if you're just starting out.

The good news though is you don't need to give up oat milk lattes and smashed avo to get ahead - what you do need is a clear plan that aligns with your goals and values so you can live life on your own terms:

The good news is you don't need to give up smashed avo to get ahead - what you need is a clear plan that aligns with your goals and values:

  • Set clear goals early in life that align with your values, not what your parents or friends think you should be doing.

  • Setup smart money systems so your money goes where you want it to go.

  • Start investing today to harness the power of compounding, even small amounts can make a huge difference in the long-run.

  • Use Government first home buyer schemes to get on the property ladder sooner.

  • Make sure you have the right amount of protection life place so an unexpected medical emergency doesn't derail your financial future.

The sooner you start taking action towards your goals, the sooner you'll be able to live life on your own terms!

Take the first step in faith. You don't have to see the whole staircase, just take the first step.

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